2025 Annual-report

47 FINANCIAL REPORT 15. LOANS 2025 2024 Analysis of the maturity of loans is given below: £ £ Amounts falling due within one year Council loans 453,734 481,718 Amounts falling due 1-2 years Council loans 446,534 481,717 Amounts falling due 2-5 years Council loans 865,762 1,149,234 Amounts falling due after more than 5 years Council loans 2,652,416 2,747,760 4,418,446 4,860,429 Loans outstanding as at 30 September 2025 are as follows: - Council loan A: £459,760 outstanding, with final repayment due in 2027. - Council loan B: £3,958,686 outstanding, with final repayment due in 2036. Secured loans The council loans are secured by way of a fixed and floating charge over all buildings, fixtures and fittings and fixed plant and machinery that are situated on or form part of the property of the freehold land known asTrent Bridge Cricket Ground. Terms of repayment and interest rates of loans falling due after more than 5 years are as follows: - A loan repayable over 20 years in semi-annual instalments with an interest rate of 4.61% per annum. 14. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR 2025 2024 £ £ Council loans 3,964,712 4,378,711 Other creditors 23,000 48,000 Unamortised grants 10,144,250 8,424,835 14,131,962 12,851,546 Details of the security provided on council loans is detailed in Note 15. 13. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR 2025 2024 £ £ Council loans 453,734 481,718 Trade creditors 1,142,515 930,640 Corporation tax - 217,940 Other taxation and social security 1,130,556 669,558 Accruals and deferred income 5,793,946 3,422,292 Unamortised grants 308,491 308,491 8,829,242 6,030,639 Details of the security provided on council loans is detailed in Note 15.